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Michael Xu

is here to help you!

Mortgage Agent - Level 2
Licence # M15002525

I negotiate with 65+ lenders to find the best mortgage rates in Ontario made just for you.

6473092722

michael.xu@8twelve.mortgage

Let Me Help You Get Started!


Let Me Help You Get Started!


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3 easy steps

Get your personalized mortgage in Canada

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Step 1

Apply

Fill in the short form online, or call us at +16473092722 to apply over the phone. The consultation is free, and there's no credit check.

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Step 2

Review your options

Our industry-leading, AI-powered technology searches 65+ lenders and over 7,000 mortgage solutions to find the ideal loan options for you.

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Step 3

Sit back and relax

Time to solidify your mortgage! Our team compiles all the necessary details and arranges for a quick and seamless signing online when everything is ready.

We’re here to support you.

Become our next happy Canada client.

Whether you're buying a new home, interested in refinancing your mortgage, or your loan is up for renewal, we have a proven system for success. Here are a few of the features that make our approach work so well.

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500+ Reviews
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We help Canadians secure their best mortgage

We've helped thousands of people across Canada save on their mortgages and improve their financial positions.

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Ready to Buy Your Dream Home? Act Now and Make it a Reality!